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Critical Illness Insurance

Add critical illness insurance to help offset expenses that may not be covered under your employer's existing medical insurance and disability plans.

日本一本道最新高清无码Critical Illness insurance through your employer may include:

  • A lump-sum benefit payment to use as you see fit
  • Dependent coverage for your spouse or partner and children1
  • No obligation to submit expense receipts
  • Portable coverage should you leave your employer2

For complete plan details, talk to your company’s benefits administrator.

I want to learn more about critical illness insurance.
Can critical illness insurance be used for out-of-pocket costs? Critical Illness Insurance | MetLife Critical Illness Insurance | MetLife

日本一本道最新高清无码Yes, you can use your payment as you see fit. Use it to help cover your household bills, medical insurance deductibles, copayments and more.

Are benefits paid directly to me or to my health care provider? Critical Illness Insurance | MetLife Critical Illness Insurance | MetLife

Payments will be paid directly to you, not to the doctors, hospitals or other health care providers. You will receive a check, payable to you, for maximum convenience.

I have a good medical plan at work. Why would I need additional coverage for critical illnesses? Critical Illness Insurance | MetLife Critical Illness Insurance | MetLife

Critical illnesses can happen when you least expect them – and they can be costly. Even quality medical plans can leave you with extra expenses to pay. Costs like plan deductibles, copays for doctor visits and extra costs for out-of-network care can add up fast. Having the financial support you may need when the time comes means less worry for you and your family.

Can I enroll in this insurance without having to take a medical exam? Critical Illness Insurance | MetLife Critical Illness Insurance | MetLife

Yes. If your employer offers critical illness insurance, your acceptance is guaranteed, regardless of your health. You just need to be actively at work for your coverage to be effective.3There are no medical exams to take and no health questions to answer.

Is there a waiting period before my coverage begins? Critical Illness Insurance | MetLife Critical Illness Insurance | MetLife

日本一本道最新高清无码No. This supplemental Insurance will be effective on the date of your coverage as long as you are actively at work. There are no waiting periods to satisfy.

Is the claims process simple? Critical Illness Insurance | MetLife Critical Illness Insurance | MetLife

日本一本道最新高清无码Yes. Once all required information is received, claims are generally processed within 10 business days. Only one claim form is needed per accident and every claim is reviewed by a claims professional.

Employers and HR Professionals

日本一本道最新高清无码Learn about MetLife Accident & Health Insurance for your employees.

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